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Weiss Lake Recreational Lots, Campers Lots and RV Lots

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By: Roger Griffeth Lake Weiss Recreational Properties What is a recreational property?  I suppose anyone you ask would have a different way to describe "Recreational Property", however, for the purpose of buying and selling real estate around Lake Weiss the following is an attempt to provide an explanation as to how LakeWeissAlabama.com Real Estate Services qualifies "Recreational Property" otherwise know as "Rec Lots" or "Deeded RV Lots". First of all, one must understand that the land mass immediately touching Lake Weiss is under the management of Alabama Power.  Alabama Power owns the 17,850-acre easement surrounding the 30,028-acre reservoir which was constructed in the late 1950's.  As a general rule, the flood easement extends to 572 feet above sea level at some locations around the lake and 578 feet above sea level in other areas.   There are pages of Alabama Power Restrictions that detail what can and cannot be built, or e...
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What is Private Mortgage Insurance

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Reprint From CFPB What is private mortgage insurance? Answer: Private mortgage insurance, also called PMI, is a type of mortgage insurance you might be required to pay for if you have a conventional loan. Like other kinds of mortgage insurance, PMI protects the lender—not you—if you stop making payments on your loan.  PMI is arranged by the lender and provided by private insurance companies. PMI is usually required when you have a conventional loan and make a down payment of less than 20 percent of the home’s purchase price. If you’re refinancing with a conventional loan and your equity is less than 20 percent of the value of your home, PMI is also usually required.  How do I pay for PMI? There are several different ways to pay for PMI. Some lenders may offer more than one option, while other lenders do not. Before agreeing to a mortgage, ask lenders what choices they offer. The most common way to pay for PMI is a  monthly pr...
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Weiss Lake Gets a Face Lift!

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 Photos and Article Roger Griffeth I CAN SEE CLEARLY NOW...the trees are gone! After years of debating Weiss Lake is finally getting face lift. The heavy growth of trees that once lined the causeway between Cedar Bluff and Centre on Hwy 9 are almost, with the exception of a few cedar trees, GONE. Not sure who made the decision to proceed with the project, but I feel it was the right decision at the right time.  For the past 2 weeks work crews have been cutting trees in order to open-up the view of Weiss Lake and boy did it work.   Motorist can now see the expansive mass of water (and stunning sunsets) as they travel through the community on there way to...well, anywhere they happen to be going.  Credit for the coordination of this project goes to the Cherokee County Highway Department, Alabama Highway Department, Alabama Power, and  Whorten Construction.  As a frequent user of this strip of highway, I can personally say they hav...
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