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What is Private Mortgage Insurance

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Reprint From CFPB What is private mortgage insurance? Answer: Private mortgage insurance, also called PMI, is a type of mortgage insurance you might be required to pay for if you have a conventional loan. Like other kinds of mortgage insurance, PMI protects the lender—not you—if you stop making payments on your loan.  PMI is arranged by the lender and provided by private insurance companies. PMI is usually required when you have a conventional loan and make a down payment of less than 20 percent of the home’s purchase price. If you’re refinancing with a conventional loan and your equity is less than 20 percent of the value of your home, PMI is also usually required.  How do I pay for PMI? There are several different ways to pay for PMI. Some lenders may offer more than one option, while other lenders do not. Before agreeing to a mortgage, ask lenders what choices they offer. The most common way to pay for PMI is a  monthly pr...
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LakeWeissAlabama.com Real Estate Services is GROWING! All because of the large number of sellers and buyers that have put their faith in me to handle their real estate needs. Since we first opened in 2011, LakeWeissAlabama.com Real Estate Services has become the go-to place to list and sell real estate in Cherokee County, Alabama and Lake Weiss. So what is left to do? Expand the operation! Heather Myers, Realtor First, we hired our daughter Heather Myers after she completed her real estate studies and obtained her Alabama real estate license. Heather moved to Cedar Bluff from Dallas, Georgia and she is holding her own in real estate sales and listings. I am proud to report that Heather is taking a liking to Alabama and has already made Lake Weiss her new home. Heather is a mother of two and over the years has proved herself to be a skilled internet marketer. Heather is a member of the Etowah-Cherokee Association of Realtors and the Huntsville, Alabama MLS.    ...
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Weiss Lake Gets a Face Lift!

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 Photos and Article Roger Griffeth I CAN SEE CLEARLY NOW...the trees are gone! After years of debating Weiss Lake is finally getting face lift. The heavy growth of trees that once lined the causeway between Cedar Bluff and Centre on Hwy 9 are almost, with the exception of a few cedar trees, GONE. Not sure who made the decision to proceed with the project, but I feel it was the right decision at the right time.  For the past 2 weeks work crews have been cutting trees in order to open-up the view of Weiss Lake and boy did it work.   Motorist can now see the expansive mass of water (and stunning sunsets) as they travel through the community on there way to...well, anywhere they happen to be going.  Credit for the coordination of this project goes to the Cherokee County Highway Department, Alabama Highway Department, Alabama Power, and  Whorten Construction.  As a frequent user of this strip of highway, I can personally say they hav...
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